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ISO/IEC 27001 vs PCI DSS

Information security management systems versus Payment Card Industry Data Security Standard. What each covers, and when it applies.

Both are security standards with different scope. ISO/IEC 27001 is a management-system standard for building and certifying an information security management system (ISMS) across a whole organisation, on a risk basis. PCI DSS is a prescriptive control standard for protecting cardholder data wherever it is stored, processed or transmitted. One certifies your security process; the other mandates specific controls for card data.

ISO/IEC 27001PCI DSS
Full nameInformation security management systemsPayment Card Industry Data Security Standard
IssuerISO/IECPCI Security Standards Council (PCI SSC)
CategoryISO management standardPayments security
Version2022v4.0.1

Key differences

  • ISO 27001 certifies an organisation-wide security management system; PCI DSS protects cardholder data specifically.
  • ISO 27001 is risk-based and flexible; PCI DSS is a prescriptive set of required controls.
  • ISO 27001 applies to any information; PCI DSS applies only to the cardholder-data environment.
ISO/IEC 27001

Use ISO 27001 to certify your overall information-security management.

Full ISO/IEC 27001 profile →
PCI DSS

Use PCI DSS when you store, process or transmit payment-card data.

Full PCI DSS profile →

Common questions

What's the difference between ISO/IEC 27001 and PCI DSS?

Both are security standards with different scope. ISO/IEC 27001 is a management-system standard for building and certifying an information security management system (ISMS) across a whole organisation, on a risk basis. PCI DSS is a prescriptive control standard for protecting cardholder data wherever it is stored, processed or transmitted. One certifies your security process; the other mandates specific controls for card data.

What is ISO/IEC 27001?

The international standard for building and certifying an information security management system to protect sensitive data.

What is PCI DSS?

The card-industry security standard for protecting cardholder data wherever it is stored, processed or transmitted.

More standard comparisons

Not legal advice. This is a neutral teaching comparison; confirm the current requirements against each standard’s own publication before relying on it. 18+.