Affordability Check vs Source of Funds
What each means, how they relate, and when to use which.These serve different goals. An affordability check is a responsible-gambling measure: can the player afford to gamble this much without harm. Source of funds is an anti-money-laundering measure: where did this money come from. One protects the player from harm; the other protects the system from illicit money.
A check an operator runs to judge whether a player can afford their gambling losses without falling into financial harm.
Use it when Use affordability check for whether a player can safely afford to gamble.
Full definition of Affordability Check →Source of Funds is the evidence a licensed operator requires to confirm where the specific money a player is depositing and gambling with actually came from.
Use it when Use source of funds for whether the money is legitimately sourced.
Full definition of Source of Funds →The key distinction
- Affordability is a player-protection check; source of funds is an AML check.
- Affordability asks whether spending is sustainable; SoF asks whether money is legitimate.
- They can use similar documents but answer different regulatory questions.
Common questions
What's the difference between Affordability Check and Source of Funds?
These serve different goals. An affordability check is a responsible-gambling measure: can the player afford to gamble this much without harm. Source of funds is an anti-money-laundering measure: where did this money come from. One protects the player from harm; the other protects the system from illicit money.
What is Affordability Check?
A check an operator runs to judge whether a player can afford their gambling losses without falling into financial harm.
What is Source of Funds?
Source of Funds is the evidence a licensed operator requires to confirm where the specific money a player is depositing and gambling with actually came from.
More term comparisons
Understanding, not advice. This explains how two terms differ so you can read the industry clearly. Nothing here treats gambling as a way to make money; the maths favours the house. 18+.