3-D SecureA card-scheme security protocol that adds an authentication step between the customer, their bank, and the merchant during an online card payment.core
Acquiring Bank / MCC 7995The bank that processes card payments for a merchant, where MCC 7995 is the merchant category code that flags gambling transactions.advanced
Bank Wire TransferA manual bank-to-bank transfer of funds, typically used for larger deposits and withdrawals, that clears over one to several business days.beginner
Bonus / Promotion FraudExploiting deposit bonuses, free bets, or other promotions in ways they were not intended, often for guaranteed value rather than genuine play.core
Card DepositA deposit funded by entering debit or credit card details, processed over a card scheme such as Visa or Mastercard.beginner
ChargebackA chargeback is when a player's bank forcibly reverses a card deposit and pulls the money back from the operator, usually after the cardholder disputes the transaction.core
Chargeback Reason CodeA card-scheme code that classifies why a cardholder or issuer has disputed a transaction.advanced
Decline RateThe share of attempted payments that are rejected rather than approved, usually by the issuing bank.core
Dunning / RetryThe scheduled process of re-attempting failed payments and prompting the customer to fix them so a transaction eventually succeeds.core
E-walletAn e-wallet is an online account (such as Skrill, Neteller, or PayPal) that stores money electronically and lets a player move funds into and out of a gambling site without sharing card or bank details directly with the operator.beginner
Fraud (iGaming)Fraud in iGaming is any deliberate deception — such as using stolen cards, fake identities, or someone else's account — to take money or an unfair advantage from a gambling operator or its players.core
Friendly FraudWhen a genuine cardholder disputes a legitimate transaction to get their money back, whether by mistake or on purpose.core
Gnoming (linked accounts)Using secondary linked accounts, controlled by or colluding with a main player, to funnel funds or advantages to that main account.advanced
Instant Bank TransferA payment that moves money directly between bank accounts in real time, typically authorised by logging into the payer's bank.core
InteracA Canadian interbank payment network whose e-Transfer and online services let customers pay directly from a bank account without sharing card details.core
Mobile Wallet (Apple/Google Pay)A wallet on a phone or device that pays using a tokenized version of a stored card, authenticated by biometrics or a passcode.core
Multi-AccountingMulti-accounting is when one person secretly runs several accounts at the same gambling site — instead of the single account they are allowed — to claim bonuses repeatedly, dodge limits, or get around a self-exclusion.core
Open BankingA way to pay directly from your bank account through secure banking APIs, instead of using a card.core
Pay N Play (Trustly)An onboarding model, popularised by the provider Trustly, that lets a customer deposit via bank login and start playing without a separate registration step.advanced
PayID / OskoAustralian real-time payment services built on the New Payments Platform, where PayID is an easy-to-remember address and Osko is the fast clearing overlay.core
Payment CascadingAutomatically re-attempting a declined payment through a different acquirer or provider to try to get it approved.advanced
Payment GatewayA payment gateway is the technology layer that securely captures a player's payment details at the cashier and passes them to the banks and card networks that authorise a deposit or withdrawal.core
Payment OrchestrationPayment orchestration is a software layer that automatically routes each deposit or withdrawal to the best of several payment providers so more transactions get approved.advanced
Payment RailThe underlying infrastructure or network over which a payment travels, such as card schemes, bank transfer systems, or instant-payment networks.beginner
Payment Service Provider (PSP)A payment service provider (PSP) is an intermediary company that connects a gambling operator to card networks, banks, and e-wallets so players can deposit and withdraw money through a single integration.core
Payout LimitA cap on how much a customer can withdraw within a set period or per transaction.beginner
Pending WithdrawalA requested payout that is held in a reviewable, often cancellable state before it is released to the payment rail.core
PIXBrazil's central-bank instant payment system that settles account-to-account transfers 24/7 in seconds using a simple key or QR code.core
Prepaid Voucher (Paysafecard)A prepaid code bought with cash or card that can be redeemed to deposit without linking a bank account, but generally cannot receive withdrawals.core
PSD2The European Union directive governing electronic payments that introduced open banking access and mandatory strong customer authentication.advanced
Reverse WithdrawalCancelling a cash-out request while it is still pending, which sends the money back into your account balance so it can be gambled again instead of being paid out.core
Settlement (payments)The stage where authorised payments are actually cleared and the money is transferred to the merchant, distinct from the earlier authorisation.core
Source of Wealth (payments context)Evidence of how a customer accumulated their overall wealth, used in AML checks to judge whether their spending is plausible and legitimate.advanced
Strong Customer Authentication (SCA)A PSD2 requirement that many electronic payments be verified using at least two independent factors from knowledge, possession, and inherence.advanced
Tokenization (payments)Replacing sensitive card data with a non-sensitive substitute token so the real card number is never stored or reused by the merchant.advanced
Withdrawal Processing TimeThe total time from a withdrawal request to funds reaching the customer, combining operator review and payment-rail transfer time.beginner
Keep this reference current
Definitions stay evergreen; the rules around them don't. Get a short, cited note when something in iGaming changes. Independent, 18+, no hype.